terms-conditions

Terms and Conditions

Last updated: February 13, 2026

Please read these Terms and Conditions ("Terms") carefully before using ravibuilds.com ("the Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.

1. Nature of Content

The Site is a personal blog and portfolio maintained by Ravi D ("the Author," "I," "me," or "my"). All content published on this Site — including but not limited to blog posts, project write-ups, code samples, tutorials, opinions, and any references to financial markets, stocks, or investment strategies — is provided for informational and educational purposes only.

Nothing on this Site constitutes:

Professional financial, investment, or trading advice
A recommendation to buy, sell, or hold any security, stock, or financial instrument
Professional legal, tax, accounting, or technical consulting advice
A guarantee of accuracy, completeness, or timeliness of any information

2. No Financial Advice

I am not a financial advisor, licensed broker, registered investment professional, or fiduciary. Any discussion of stocks, market data, technical indicators, AI-generated analysis, buy/hold/sell signals, or investment strategies on this Site or in any linked projects (including but not limited to StockBot) is strictly educational.

You acknowledge and agree that:

All investment decisions are made solely at your own risk
You will not rely on any content from this Site as the basis for financial decisions
You should always consult a qualified financial advisor before making investment decisions
Securities markets involve substantial risk, including the potential loss of your entire investment
Past performance is not indicative of future results

3. No Warranties

The Site and all content are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied, including but not limited to:

Warranties of merchantability or fitness for a particular purpose
Warranties of accuracy, reliability, or completeness of content
Warranties that the Site will be uninterrupted, error-free, or free of viruses or harmful components
Warranties that any code samples, software, or projects shared on the Site will function correctly or be suitable for production use

Market data, stock prices, technical indicators, and AI-generated outputs referenced on the Site may be delayed, incomplete, inaccurate, or outdated. Always verify information independently through your licensed broker or financial institution.

4. Limitation of Liability

To the fullest extent permitted by applicable law, the Author shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages — including but not limited to:

Financial losses, lost profits, or missed investment opportunities
Loss of data, business interruption, or system failures
Damages arising from the use of, or inability to use, the Site or any content
Damages arising from any software, code, or projects downloaded from or linked on the Site
Damages arising from reliance on any information provided on the Site
Damages arising from AI-generated content, recommendations, or analysis
Damages arising from third-party content, links, or services

This limitation applies regardless of the theory of liability (contract, tort, negligence, strict liability, or otherwise), even if the Author has been advised of the possibility of such damages.

Your use of the Site is entirely at your own risk.

5. Indemnification

You agree to indemnify, defend, and hold harmless the Author from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or related to:

Your use of the Site or any content
Your reliance on any information from the Site for financial or investment decisions
Your use of any code, software, or projects shared on the Site
Your violation of these Terms
Your violation of any applicable law or regulation

6. Open Source Projects and Code

Projects and code samples shared on this Site or linked through GitHub are provided under their respective open source licenses (e.g., MIT License). By using any such code, you agree to:

Accept the code "as is" with no warranty of any kind
Assume all risk associated with its use, modification, or deployment
Not hold the Author responsible for any damages, losses, or issues arising from its use
Review and comply with the specific license terms included with each project

Code involving financial data, stock market analysis, or AI-generated outputs carries additional risk and must never be used as the sole basis for real financial decisions.

7. AI-Generated Content Disclaimer

Some content on this Site or within linked projects may be generated or assisted by artificial intelligence (AI) models, including large language models. You acknowledge that:

AI-generated content may contain errors, inaccuracies, or hallucinations
AI recommendations (including buy/hold/sell signals) are not financial advice
The Author assumes no responsibility for the accuracy or consequences of AI-generated content
You should independently verify all AI-generated information before acting on it

8. Third-Party Links

The Site may contain links to third-party websites, services, or resources. These links are provided for convenience only. The Author has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party sites. Accessing third-party links is at your own risk.

9. Intellectual Property

Unless otherwise stated, all original content on the Site (text, graphics, design, and layout) is the intellectual property of the Author and is protected by applicable copyright laws. You may not reproduce, distribute, or republish content without prior written permission, except where a specific open source license grants such rights.

10. Comments and User Submissions

By posting comments or submitting content through the Site, you:

Grant the Author a non-exclusive, royalty-free right to display your comment on the Site
Represent that your submission does not violate any law or infringe on any third-party rights
Acknowledge that the Author reserves the right to remove any comment at any time, for any reason

You are solely responsible for the content of your comments. The Author is not liable for any user-submitted content.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States. Any disputes arising from these Terms or your use of the Site shall be resolved in the courts of competent jurisdiction in the Author's state of residence.

12. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

13. Changes to These Terms

The Author reserves the right to modify these Terms at any time. Changes will be posted on this page with an updated revision date. Continued use of the Site after changes constitutes acceptance of the revised Terms. It is your responsibility to review these Terms periodically.

14. Contact

If you have questions about these Terms, contact us at:

Website: ravibuilds.com

By using ravibuilds.com, you acknowledge that you have read, understood, and agree to these Terms and Conditions.